The application process includes various stages that must be completed in a specific order. Optional stages can be enabled or disabled based on business needs.

1. Assess applications (Optional): Initial evaluation to determine if the application qualifies for the next stage.
2. Vote applications (Optional): A committee can meet and vote on applications. These votes may influence how final decisions are made in the next stage.
3. Make decisions: Commitments or refusals will be decided and submitted for final approval.
4. Approve decisions: Decisions must be approved to become effective.
5. Set up payment plans: A payment plan is required for all commitments.
6. Approve payment plans: The payment plan must be approved to become effective.
7. Publish decisions: Review and publish decision letters to applicants.
8. Close applications: Close applications when all obligations are fulfilled.